Are you looking to rent a car in Costa Rica and use your credit card insurance?

Many travelers don’t want to pay additional fees in insurance when they have already purchased an insurance through their credit card providers that covers international car rentals.

Using your credit card insurance is possible 😉 with your Costa Rent-a-Car reservation!

We want to give you all the necessary information so you don’t run into any problems that may cause frustration when you meet our counter agents in Costa Rica 🇨🇷.

The fastest way to contact us is through WhatsApp. If you don’t have WhatsApp, please contact us here.

Which insurances are mandatory in Costa Rica and cannot be waived?

SLI (supplemental third party liability) is the main insurance that cannot be waived in your car rental in Costa Rica. We are mandated by our country’s laws to insure our vehicles against liability for the claims or actions of Third Parties. Costa Rica’s specific car rental regulations and Costa Rent-a-Car’s insurers’ policies require that all Third Parties are protected and taken care of in case of any injury inflicted for a minimum amount of USD$500,000. 

Additionally, we highly recommend that you purchase our ERA protection (Emergency Road Assistance) for a complete 24-hour emergency roadside assistance during your Costa Rica vacations. The ERA comes very handy for events such as: flat tires, missing car keys, accident assistance (tow trucks, calling transit officers), theft assistance (calling police officers, assisting with nearby police stations), etc. 

Also, the Costa Rican government has a 13% (I.V.A) mandatory tax for all sales, which will be included in your final cost breakdown.

Which insurances are mandatory in Costa Rica and cannot be waived?

SLI (supplemental third party liability) is the main insurance that cannot be waived in your car rental in Costa Rica. We are mandated by our country’s laws to insure our vehicles against liability for the claims or actions of Third Parties. Costa Rica’s specific car rental regulations and Costa Rent-a-Car’s insurers’ policies require that all Third Parties are protected and taken care of in case of any injury inflicted for a minimum amount of USD$500,000. 

Additionally, we highly recommend that you purchase our ERA protection (Emergency Road Assistance) for a complete 24-hour emergency roadside assistance during your Costa Rica vacations. The ERA comes very handy for events such as: flat tires, missing car keys, accident assistance (tow trucks, calling transit officers), theft assistance (calling police officers, assisting with nearby police stations), etc. 

Also, the Costa Rican government has a 13% (I.V.A) mandatory tax for all sales, which will be included in your final cost breakdown.

Which are the fees that can be waived?

You can waive the CDW (Damages and Accidents with full excess) and THW (Theft Waiver with full Exces) that usually accompanies the SLI in our basic protection package.

What do I need to bring in order for my own insurance to be accepted?

 You must bring valid and written proof from your credit card provider (bank) regarding your international car rental insurance policy. Also, the main driver must be the credit card holder and must be present at pick up time. 

Additionally, only embossed credit cards are accepted for your deposit fees (with imprinted or stamped payment details that can be felt above the card’s surface), and no electronic credit cards or debit cards are accepted for your deposit fees. 

Will I need to pay a high deposit and why?

If you elect to be covered by your card’s insurance and decline Costa’s CDW/THW protections, the guarantee deposits will be approximately USD$3,000, depending on the vehicle category, plus rental estimate and extras. Costa Rent-a-Car needs to be provided for in full responsibility for if any damages are caused to the vehicle outside of your protection cover.

What are my other options and what’s the price difference?

Our recommendation will always be to elect our premium protection, which will give you the greatest peace of mind while fully enjoying your vacations in Costa Rica. For only a few extra dollars a day, you get to reap the greatest benefits from your end goal which we assume is to relax and recharge! Also, acquiring premium protection will reduce your deposit fees to $400, giving you the greatest financial ease for your travels. 

Want to book a car with Costa Rent-a-Car?

We would be more than happy to assist with your car rental for your upcoming travels to Costa Rica 🇨🇷. Send us a message with your dates and any other inquiry, and our very pura vida Costa team will contact you in less than 24 hours to assist you with the best option for you and your loved ones.

The fastest way to contact us is through WhatsApp. If you don’t have WhatsApp, please contact us here.